Blog
09
Sep 2024
What Happens If I Don’t Respond to a California Collection Lawsuit?
In today’s world, ignoring a debt collector is practically impossible. Debt collectors can be persistent and even if you've been directing their calls to voicemail, they could still try to get in touch with you through other channels, such as through...
09
Sep 2024
Can The Bank Take My Money Without Authorization
Yes, the bank can deduct money from your account without authorization under the right of setoff if you owe the bank money. When you have an account with a bank, you will likely apply for a loan or credit card with the same bank. You have built trust...
27
Aug 2024
How Does Debt Settlement Work?
In today's challenging economic landscape, many individuals and families find themselves burdened with overwhelming debt. Mounting financial obligations can quickly spiral out of control, leaving individuals feeling helpless and trapped. However, it is...
27
Aug 2024
How Can a Creditor Levy Your Bank Account in California?
Sometimes even the best financial planning cannot prevent a situation where you fall into debt unexpectedly. Whether unexpected medical bills have left you with overwhelming debts or your family has had to rely on a credit card to stay financially...
24
Jun 2024
What is Bankruptcy Means Test?
If you're struggling with debt, you should consider declaring bankruptcy for financial relief. One of the most important decisions you will need to make is whether to declare bankruptcy under Chapter 13 or Chapter 7. If you intend to petition for debt...